RV & Trailer Financing at Northwest Rides
Trailer and RV financing allows buyers to spread the cost of a purchase over monthly installments, typically ranging from 24 to 240 months, depending on the asset type and loan amount. At Northwest Rides, we work with four vetted lenders (Sheffield Financial, Rock Solid Funding, Clicklease, and TSF Financial) to match buyers with the right financing program based on their credit profile, purchase amount, and intended use (personal or business). Loan amounts range from $2,500 to $150,000, and credit approvals start at 530 FICO.
FINANCE TRAILERS
We’ve partnered up with Sheffield Financial to help you finance your future Trailer for Personal or Business Use.
- Step 1: Pre-qualify Online without impact on your credit score!
- Step 2: Complete Your Application to get Pre-Approved
- Step 3: Visit Dealership to finalize your purchase and pickup the trailer
Checking your rate will NOT impact your credit score. Pre-qualification uses a soft credit inquiry only.
FINANCE TRAILERS & RVs
We’ve partnered up with Rock Solid Funding to help you finance your future Cargo Trailer. Start your adventure today !
- Any Make & Model: Any Trailer or RV
- Prepayment: No Penalty
- Loan Amounts: $2,500-$75,000
- Credit Score: Approvals as low as 560
- Terms: Up to 240 Mo for RVs and up to 72 for trailers
Checking your rate will NOT impact your credit score. Pre-qualification uses a soft credit inquiry only.
LEASE-TO-OWN CARGO UTILITY TRAILERS FOR BUSINESS
Lease Today, Own Tomorrow! Click the Apply button and start your application Now!
PROGRAM HIGHLIGHTS:
- No Hard Credit Pull: Our risk-free application has no impact on your personal credit score.
- Flexible Terms: 24, 30, 36
- Instant Decisions up to $25,000: As good as cash in hand, not just a pre-qualified amount.
THE FOLLOWING ITEMS ARE NEEDED:
- All Credit Scores Welcome: Equipment leasing solutions for all business customers, great or bad credit.
- No Time in Business Required: We approve the small businesses, start-ups, and weekend warriors the other guys deny.
- Tax Benefits: Lease payments may be tax deductible as a business expense.
FINANCE RVs
We’ve partnered up with TSF Financial to help you finance your future RV. Start your adventure today !
- Any Make & Model: Any RV
- Prepayment: No Penalty
- Loan Amounts: $2,500-$150,000
- Credit Score: Approvals as low as 530
- Terms: Up to 240 Mo for RVs
Checking your rate will NOT impact your credit score. Pre-qualification uses a soft credit inquiry only.
Customers Reviews
I hauled it home to Alaska, and it handled the trip flawlessly, pulled smoothly the entire way without a single issue. The service and communication I received during the purchase was just as impressive. Julia was friendly, responsive, knowledgeable, and helpful and they truly went above and beyond from start to finish.
Highly recommend Northwest Rides if you’re looking for a high-quality trailer and a truly exceptional buying experience!
Highly recommend!
Purchasing our travel trailer. We are not new to buying trailers and 5th wheels. This has been the best experience hands down ever! We will recommend them whenever we can!
I will keep his business in mind for my next RV. Thank you Paul.
My experience as a potential buyer of a utility trailer was also excellent. Pavel showed me all the trailers on his lot and then took the time to build me a custom quote and the whole time there was zero pressure from him trying to make a sale or meet a quota. NW Rides doesn’t have that scummy dealership feel at all. It’s small, family-owned, and they provide a wonderful experience. When I decide to pull the trigger on that utility trailer, I will definitely be buying from them.
Highly recommend.
FAQ
What credit score do you need to finance an RV or trailer?
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At Northwest Rides, our lending partners approve financing starting at 530 FICO. Rock Solid Funding and TSF Financial accept scores as low as 560 and 530, respectively. Sheffield Financial and Clicklease work with all credit profiles. |
Can I get trailer or RV financing with bad credit?
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Yes. Northwest Rides works with lenders that approve financing for credit scores as low as 530 FICO. TSF Financial approves RV loans starting at 530, and Rock Solid Funding starting at 560. Clicklease approves all business credit profiles with no hard credit pull. |
How long are RV and trailer financing terms?
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Trailer loans run up to 72 months. RV loans run up to 240 months (20 years), which keeps monthly payments affordable on larger purchases. |
What is the difference between RV financing and trailer financing?
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RV financing covers motorhomes and travel trailers, with terms up to 240 months and amounts up to $150,000. Trailer financing covers cargo and utility trailers, with shorter terms (up to 72 months). |
How much can I borrow to finance a trailer?
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Loan amounts range from $2,500 to $150,000 depending on the lender. Rock Solid Funding goes up to $75,000. TSF Financial goes up to $150,000 for RVs. Clicklease goes up to $25,000. |
Is it hard to get approved for RV financing?
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Not at Northwest Rides. Pre-qualification takes minutes and does not impact your credit score. Full approvals typically come within one to two business days. |
What is a lease-to-own trailer program?
A lease-to-own program lets you use a trailer immediately while making fixed monthly payments over 24 to 36 months. Clicklease offers this for business equipment and trailers up to $25,000, with no hard credit pull.